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Chapter 13 Bankruptcy:

Lower Your Monthly Payments. 

Get Debt Relief Now.

Call 206-387-8500

for a Free Attorney Consultation

  • Lower your monthly payments on car loans and credit cards
  • Discharge your debts
  • Stop all lawsuits, garnishments and repossessions
  • Keep your house.

CHAPTER 13 BANKRUPTCY: Lower Your Monthly Payments

In a Chapter 13 bankruptcy, you are required to make monthly payments to a trustee for a period of 36 to 60 months. 

The primary goal of a Chapter 13 bankruptcy is to consolidate your debts and set up a manageable monthly payment. 

Chapter 13 is primarily designed to allow you to Stop Foreclosures and Repossessions, and allows you to make up the back payments in a 36 to 60 month plan.  In a Chapter 13, we can also consolidate other bills, such as your car payment, whereby you only pay the value of the car, and not the loan balance.

Other debt that can be consolidated includes tax debts, student loans, and child support or alimony arrears.

Catch up on Your Mortgage and Car Loans

Chapter 13 bankruptcy allows you to catch up on your mortgage payments and car loans if you have fallen behind.  This can help people who have temporarily lost their job or have had a family illness and now have the ability to resume making their mortgage and/or car loan payments.

 Call 206-387-8500

 for a Free Attorney Consultation

 Washington State Chapter 13 Bankruptcy   Laws